Along with the preferential credit package for housing of VND30,000 billion in the whole country launched by the State Bank of Vietnam, commercial banks are offering many credit packages to support buying and building houses with low interest rates...
Along with the preferential credit package for housing of VND30,000 billion in the whole country launched by the State Bank of Vietnam, commercial banks are offering many credit packages to support buying and building houses with low interest rates.
Eximbank – Khanh Hoa Branch has two housing credit packages for individual clients. The first package is VND5,000 billion with fixed interest rate of 12% per year for first two years. The second is VND3,000 with fixed interest rate of 9% per year for first three months and 12% per year for 9 following months.
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During the past time, BIDV Khanh Hoa has launched some programs with encourage loans to buy houses. At present, the bank has a lending package of VND3,000 billion with many favors such as interest rate of 10% per year for first 6 months and a lending term at least 24 months.
Vietcombank Nha Trang is offering a credit package of VND5,000 billion for individuals, including loans for house purchase and repair with 10.5% in interest rate for medium and long terms.
“So far this year, credit institutions are very active in expanding lending for housing with interest rates of 9 – 12% per year. Loans for housing till end June reached VND1005 billion, making up 4.3% of the total loans”, said Doan Vinh Tuong, director of the State Bank – Khanh Hoa Branch.
T.T
