The capital from the local budget is transferred to the Social Policy Bank (VBSP) for lending to policy beneficiaries, especially for job creation, which has helped many households in Dien Khanh district (Khanh Hoa) develop life and improve income.
The capital from the local budget is transferred to the Social Policy Bank (VBSP) for lending to policy beneficiaries, especially for job creation, which has helped many households in Dien Khanh district (Khanh Hoa) develop life and improve income.
In recent years, the effectiveness of VBSP funding, especially loans for job creation, has contributed to job creation and income generation for people, especially people in rural areas in Dien Khanh district. A few years ago, Mrs. Nguyen Thi Hoa's family (team 4, Binh Khanh village, Dien Hoa commune) borrowed VND 30 million from the VBSP Transaction Office of Dien Khanh district to buy 2 breeding cows. After paying off the debt, at the end of 2019, her family continued to borrow 50 million VND from the loan fund to settle jobs to buy 2 cows that were ready to give birth. Currently, the family has 6 cows. This is a "saving" rather of the family should be taken care of very carefully. In addition to grazing in the fields in front of her house, Ms. Hoa also grows elephant grass and cooks additional bran for her cows to eat, so every cow is fat. Cages are finned with small meshes to prevent flies and mosquitoes. Ms. Hoa said: “In addition to raising cows, I also work in the fields and grow coconuts to earn more income. Every month, I save VND 1.2 million, and the number of cows for raising is not sold. Thanks to the loan to raise cows, the family has assets to save. ”
Also borrowing 50 million dong to create jobs, Mr. Nguyen Thanh Tri (Phu Nam 2 hamlet, Dien An commune) invested in apricot garden. After Tet holiday, this time, Mr. Tri is concentrating on cleaning, pruning and taking care of medicine. Initially just a passion for playing tomorrow, but in recent years, Mr. Tri has both sold and leased the game to bring a significant revenue, so he switched to focusing on planting apricot blossom. Prices for Tet holiday Tet pots small pots from 1.5 to 2 million VND / pots, large pots can be 15-20 million VND / pot. Satisfying his passion and income at the same time, he borrowed more VBSP to buy more apricot root, pots and fertilizers to prepare for the next crop tomorrow.
Mrs. Nguyen Thi Minh Hue's family (team 3 in Quang Thanh village, Dien Hoa commune) has a long-standing job in making rice paper. Previously, doing hand-painted crafts, every day sitting for 10 hours next to the furnace, it was hard to cover only about 1,500 pieces, equivalent to about 20kg of rice. A few years ago, the family invested in a rice paper making machine that had a clear effect. Ms. Hue borrowed VND 40 million from VBSP to have working capital for making rice paper. She said, making the machine 10 times faster than manual, 400 hours per hour out. Electric machine so no effort, only 3 hours a day. The amount of cake depends on the order but every day it can make about 50 - 70kg of rice.
According to Ms. Van Thi Thanh Phuong - Vice Chairman of Dien Hoa Women's Union, at present, the outstanding balance of VBSP is about 17 billion VND, of which the debt managed by the Commune Women's Union is about 15 billion VND with about 830 households. borrow. The loan is used for the right purpose by the women, mainly for raising, planting mango, jackfruit, coconut and making rice paper. The loan has contributed to generating income, improving living standards, reducing the number of poor households in the commune to only 14 households.
Nam Du
Translated by T.T
