Over the past time, Agribank Khanh Hoa has actively implemented a project to develop card services in the agricultural and rural markets with many incentives to contribute to increasing access to bank capital as well as modern payment services for individuals and families in rural areas.
Over the past time, Agribank Khanh Hoa has actively implemented a project to develop card services in the agricultural and rural markets with many incentives to contribute to increasing access to bank capital as well as modern payment services for individuals and families in rural areas.
Since September, 2019, Agribank has implemented a project to develop card services in the agricultural and rural markets and the project has achieved positive results. With this project, Agribank was honored as one of 20 initiatives for community, contributing to promoting the implementation of the Government's policy of non-cash payment in rural areas, and partly repelling "black credit" in agriculture and rural areas.
In order to encourage and support customers, Agribank Khanh Hoa has launched many incentives for customers in the rural areas or working in agriculture. Specifically, cardholders are entitled to free card issuance for the first time and annual fee for the first year; be granted a borrowing limit of up to 30 million VND without collateral with preferential, competitive interest rates and flexible procedures. Card-accepting units are equipped with POS devices, transmission lines, and free discount for payment transactions with agricultural and rural cards. Thereby, these have created favorable conditions for customers pay for goods and services at all ATM/POS card acceptance points without cash; transfer, pay at ATMs and on the Agribank E-Mobile Banking application; and promptly meet the payment needs for spending, production and business of people in rural areas. The borrowing limit granted in accordance with people's income has facilitated them to access loans, contributing to limiting the situation of “black credit” in rural areas.
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In the province, Agribank Cam Lam is one of the branches of Agribank Khanh Hoa to actively implement the project to develop card services in agricultural and rural markets, contributing to changing habits using cash and gradually narrowing the gap between urban and rural areas in using modern banking services. By May 31, 2021, Agribank Cam Lam has promoted to customers in 13 communes and towns in the district with 1,228 cards and 4 POS machines installed; reached nearly 1.4 billion VND borrowing limit for 200 card accounts issued with outstanding balance of more than 1.3 billion VND.
According to a representative of Agribank Khanh Hoa, since the project, the total number of cards in circulation has been more than 5,820 cards; in which, nearly 600 cards were granted borrowing limit with a total limit of more than 4 billion VND; 37 POS machines have been installed in agricultural and rural areas.
Nam Du
Translated by T.T
In the province, Agribank Cam Lam is one of the branches of Agribank Khanh Hoa to actively implement the project to develop card services in agricultural and rural markets, contributing to changing habits using cash and gradually narrowing the gap between urban and rural areas in using modern banking services. By May 31, 2021, Agribank Cam Lam has promoted to customers in 13 communes and towns in the district with 1,228 cards and 4 POS machines installed; reached nearly 1.4 billion VND borrowing limit for 200 card accounts issued with outstanding balance of more than 1.3 billion VND.
According to a representative of Agribank Khanh Hoa, since the project, the total number of cards in circulation has been more than 5,820 cards; in which, nearly 600 cards were granted borrowing limit with a total limit of more than 4 billion VND; 37 POS machines have been installed in agricultural and rural areas.
Nam Du
Translated by T.T
