In the first 6 months of the year, branches of credit institutions in Khanh Hoa province have disbursed more than 3,370 billion VND of loans with preferential interest rates from the program of connecting banks - enterprises and the program stabilizing the market, providing more finance for enterprises to develop production and business, especially in the difficult context of the Covid-19 pandemic.
In the first 6 months of the year, branches of credit institutions in Khanh Hoa province have disbursed more than 3,370 billion VND of loans with preferential interest rates from the program of connecting banks - enterprises and the program stabilizing the market, providing more finance for enterprises to develop production and business, especially in the difficult context of the Covid-19 pandemic.
Supporting finance for businesses
According to a report by the State Bank of Vietnam (SBV) - Khanh Hoa Branch, as of June 30, credit balance of preferential loans to businesses in the province reached 8,118 billion VND, and total preferential loans in the first 6 months of the year were 3,373 billion VND. Thanks to the loans, many businesses had finance to stabilize and develop production and business. In which, there were enterprises participating in the seafood processing and export chain such as T-H Nha Trang Co., Ltd (in cooperation with Truong Sa fishing group) with a loan balance of 19.9 billion VND at Vietcombank Khanh Hoa to purchase raw materials for tunas; Thinh Hung Co., Ltd. (in cooperation with Phuoc Dong fishing group) with a credit balance of USD 4.3 million at Sacombank Khanh Hoa to buy fish… Some businesses in One Commune One Product program have outstanding loans such as Chin Tuy Company Limited with 12.7 billion VND, Khanh Hoa Salt Joint Stock Company with 8 billion VND, Me Trang Coffee Joint Stock Company with a short-term loan balance of 39 billion VND at Agribank Khanh Hoa, 2.5 billion VND at Vietcombank Khanh Hoa... The interest rates that businesses enjoy under this connection program are: short-term loans 3.7 - 4.5%/year to VND, 2.7 - 3% to USD, medium and long term loans 7.5 - 9.79%/year to VND and maximum 5% to USD.
In addition, credit institutions continue implementing solutions to support people and businesses affected by the Covid-19 epidemic. Total outstanding debt affected by the epidemic in the province is 35,138 billion VND. As of May 31, credit institutions have adjusted debt terms and extended loans for 2,142 customers suffering difficulties due to the epidemic, including 311 businesses with outstanding loans of 6,605 billion VND; exempted and reduced interest for 139 customers with 3.3 billion VND; reduced interest rates for old loans for 14,070 customers with the amount of 114 billion VND.
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Keeping accompany
Khanh Hoa Branch of the State Bank has announced the hotline and set up a cate "Receiving complaints and suggestions" on the website at www.sbvkh.gov.vn to promptly respond to difficulties as well as problems of people and businesses in the field of monetary and banking.
Do Trong Thao - Deputy Director of Khanh Hoa Branch of the State Bank said that in the first 6 months of the year, the branch directed credit institutions to continue implementing many solutions to remove difficulties and support borrowers affected by the Covid-19 pandemic; minimize costs in order to create financial resources to support customers, people and businesses; calculate and implement loan interest rate reduction, reschedule debt repayment term and other support measures. Credit institutions actively and proactively coordinated with departments, agencies, sectors and enterprises to find out the needs and promptly meet the capital for consumption of agricultural products, capital for production and business of enterprises; do not allow slow consumption of agricultural products as well as interruption of production and supply chains due to inability to access credit capital from banks; strengthen information, popularize and deploy online banking products and services, implement solutions to promote non-cash payment...
In the coming time, Khanh Hoa Branch of the State Bank will direct branches of credit institutions to actively participate in the program on connecting banks and enterprises, the program on market stabilization, actively coordinating with relevant departments, branches, People's Committees at all levels, business associations ... to promptly capture and meet the capital needs of enterprises and individuals for production and business development, especially restoring production and business after the impact of the Covid-19 epidemic. In addition, credit institutions will promote the implementation of administrative reform solutions, simplify loan procedures, remove difficulties in credit relations with customers, and facilitate businesses to access credit of banks but still ensure loan safety.
Mai Hoang
Translated by T.T
