Social policy credit activities in Khanh Hoa province have contributed to poverty reduction, job creation and social security for thousands of policy beneficiaries.
Social policy credit activities in Khanh Hoa province have contributed to poverty reduction, job creation and social security for thousands of policy beneficiaries.
For an example, Thuan fish cake establishment (Van Phu commune, Van Ninh district) produces fish cakes with 3-star OCOP products (one product per commune program) of the province, has a large scale of operation, supplying about 1 ton of fish cakes per day for domestic and foreign markets. For nearly 4 years now, Nguyen Thi Thuan - the owner of this establishment also invested in 500 cages in Van Thanh sea area (Van Ninh district) to raise fish, providing food and purchasing products from aquaculture farmers.
Recently, the State Bank - Khanh Hoa Branch organized a survey on the actual production and business situation of households and businesses operating in the fields of agriculture and rural areas in Ninh Hoa town, Van Ninh district, Khanh Son district… The survey shows that most of the production, business, and business households have access to credit sources.
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According to the report of the State Bank of Khanh Hoa Branch, outstanding loans for the agricultural and rural sectors have grown quite well over the years, the growth rate in the period 2015 - 2021 is more than 6%/year and accounts for about 7% of the total outstanding balance. As of July 31, the total outstanding loans of Khanh Hoa banking industry reached 109.778 billion VND. In which, outstanding loans for agriculture and rural areas reached 9,291 billion VND, accounting for 8.46%, an increase of 8.21% compared to the end of 2021.
At the end of 2021, the State Bank of Khanh Hoa Branch issued Plan No. 987 on promoting credit capital into the agriculture and rural areas in the province with a focus on organizing a conference to connect the supply and demand of credit capital in the agriculture and rural areas, is expected to be held in September 2022. Do Trong Thao - Deputy Director in charge of the State Bank of Khanh Hoa Branch said that the conference aimed at orienting credit institutions to increase credit granting to customers engaged in agricultural production activities with products rated OCOP, high technology, clean agriculture, development of linkage chains, support for local consumption of agricultural products. The conference also created an environment for business households, cooperatives and enterprises to directly introduce their production situation, products, business advantages and capital needs to credit institutions. In addition, the State Bank - Khanh Hoa Branch will coordinate with relevant departments and branches to assess the current situation of the agricultural sector, the development of high-tech agriculture, clean agriculture in the province and the implementation of credit policies for agricultural; thereby, proposing mechanisms, policies and solutions to promote the development of the agriculture along with quality and effective credit growth.
In addition to assessing the credit granting situation and credit quality in lending to develop agricultural and rural areas, banks will sign memorandums of understanding and credit contracts to provide capital for borrowers. This is considered a positive activity contributing to the growth of outstanding investment loans for agriculture and rural areas in the coming time.
Mai Hoang
Translated by T.T
